Your Trusted Partner forBay Area Home Financing
With 24+ years of experience and over $50 million in annual loan volume, Michael Mulry delivers personalized mortgage solutions with integrity, transparency, and unmatched expertise. From first-time buyers to seasoned investors.
What Our Clients Say
Kevin Barranti
GoogleI've worked with Mike on several transactions, and he's consistently outstanding. He's knowledgeable, responsive, and always goes the extra mile to ensure a smooth process. Mike communicates clearly, solves problems quickly, and genuinely cares about his clients. A true pro and a pleasure to work with—I highly recommend him!
Luke F
GoogleMichael and his team are FANTASTIC. I cannot say enough in this review as to how highly satisfied I am. I closed escrow on my first house last year and I am working through a refinance with CNA. My situation in BOTH scenarios was/is extremely difficult as I am self employed. Mike and his team didn't even bat an eye at the difficulty factor and not only made it happen for my home purchase, but is diligently working on making it happen for my refinance. They have the "can do" mentality. HIGHLY RECOMMEND.
Lucas F.
YelpMichael and his team are FANTASTIC. They have the "can do" mentality and even if on paper something doesn't look possible, they're going to put the time forth. They answer the phone, they respond as quickly as they can, they show they care, they fight for YOUR bottom line. HIGHLY RECOMMEND.
Matt Mclaughlin
GoogleMike and everyone at CNA was really helpful and very attentive. It took us awhile to find the right home and Mike was with us every step of the way.
Jessica McLaughlin
GoogleWe had a great experience working with Mike Mulry and CNA Equity Group. We had a short window to work with but Mike and his staff were quick to get us pre-approved and find best loan for our needs. Quick response to our emails, texts and phone calls. Highly recommend!
Christina Ng
GoogleI had the pleasure to work with Mike Mulry and his team on multiple transactions in a concurrent closing situation. Mike and his team delivered! They know their products. They have solutions and they are professional! Thank you Mike and the Mulry Team!
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About Michael Mulry
Raised in San Francisco, Michael Mulry developed a strong work ethic, leadership skills, and a competitive edge that have shaped his career and personal life. After graduating from Loyola Marymount University, Michael began his professional journey in sales, where he honed his ability to understand client needs and deliver tailored solutions.
In the early 2000s, he transitioned into the mortgage industry, driven by a passion for helping others achieve homeownership and financial success. In 2008, Michael founded CNA Equity Group with a vision to create a boutique mortgage brokerage that provides personalized service, innovative financing options, and unmatched expertise.
As broker-owner, he has grown CNA Equity Group into one of Northern and Central California's most respected mortgage firms, consistently funding over $50 million in loan volume annually. Michael's dedication to integrity, transparency, and client-focused service has made him a trusted advisor to first-time homebuyers, seasoned investors, and high-net-worth clients alike.
Outside of work, Michael enjoys sharpening his focus on the golf course and cherishing quality time with family and friends—activities that recharge his drive and keep him grounded.
24+ Years Experience
Decades of mortgage industry expertise serving the Bay Area.
$50M+ Annual Volume
Consistently funding over $50 million in loans every year.
Boutique Service
Personalized attention from a broker-owner who cares about your success.
Integrity & Transparency
Honest guidance and clear communication throughout your loan journey.
Loan Programs
With access to a wide range of loan products and programs, Michael can help you find the perfect financing solution for your unique situation.
Key Benefits
- ✓Down payments as low as 3%
- ✓Competitive interest rates
- ✓No upfront mortgage insurance with 20% down
Ideal For
Borrowers with good credit and stable income seeking traditional financing.
Ready to Make Your Move?
Whether you're buying a new home or refinancing your current mortgage, Michael has the expertise to guide you through the process.
Purchase a Home
Find the perfect loan for your new home with personalized guidance from start to close.
Why Work With Me?
- ✓Expert guidance through the entire process
- ✓Access to multiple loan programs
- ✓Competitive rates and terms
- ✓Dedicated support from application to closing
Refinance Your Mortgage
Lower your rate, access equity, or change your loan terms with a seamless refinance process.
Should You Refinance?
- ✓Lower your monthly payment
- ✓Access your home's equity
- ✓Consolidate debt
- ✓Switch from ARM to fixed rate
Mortgage Calculators
Use our calculators to estimate your monthly payments and determine how much home you can afford.
Calculate Your Payment
Adjust the values below to estimate your monthly mortgage payment.
Additional Monthly Costs
Not required when down payment is 20% or more
Payment Breakdown
PMI is automatically included in monthly payment when down payment is less than 20%. This is an estimate only. Actual rates and terms may vary.
Disclaimer: This calculator is for informational purposes only and does not constitute financial advice. PMI (Private Mortgage Insurance) is automatically included in calculations when the down payment is less than 20%. The estimates provided are based on the information you enter and may not reflect actual rates, terms, or costs. Consult with a licensed mortgage professional before making any financial decisions.
Let's Connect
Ready to start your home financing journey? Reach out to Michael today for personalized guidance.